Self Invested Personal Pension

A Self Invested Personal Pension (SIPP) gives you more control over the way you save to retire. You can choose from a wide range of investments, including shares and commercial property.

Apart from the flexibility of managing your own portfolio of investments for every £80 you pay in to your pension the taxman will currently add another £20. If you are a higher rate tax payer, you can claim extra tax relief on your annual self-assesment tax return.

At Carver Financial Services we can advise you on different SIPPs investments. A SIPP involves higher charges than a Stakeholder Pension, but it offers greater investment choice and flexibility. Active management and expertise may be needed and our financial advisors can provide expert support.

Please Note: Commercial properties can be used as an investment within a SIPP. The value of investments and any income from them may fall as well as rise and are not guaranteed